When you work in real estate it is bound to happen at some point. A homeowner will die on their property.  作为一名特工，如果你之前从未处理过这种情况，你就会有问题.

Do agents have to tell buyers if someone died in a house? How does the death disclosure work? 如果有人死在房子里而房子又被托管了，作为经纪人你该怎么办? 

As a real estate agent, 在处理财产内的死亡事件时，有一些重要的信息是你需要知道的. When you know the procedures and disclosures involved, 卖掉一处有死者的房子会更容易处理.

你如何处理死亡披露将取决于它被发现的时间. 我们将讨论每一种情况，涉及哪些披露以及遵循的适当程序.

让我们从谈谈加州房地产的基本规则开始.

How Does the Death Disclosure Work?

财产上的死亡被视为"重大事实"，必须披露.

在房地产交易中，任何能够影响买方决策的信息都被认为是重要事实. 

Material facts include items like a cracked slab, known plumbing issues, or anything else that can be considered a defect. Yes, “death” is included as a material fact.

这一点至关重要，因为在房产上死亡无疑是潜在买家想要知道的一个决定性因素. 

许多人一想到住在发生死亡的房子里就感到不舒服. It could be due to superstition, the belief that the house could be “haunted,” or it could be a personal issue. 事实仍然是，有些人在这一点上非常坚定，不会购买有人死亡的房子. 

If you are the listing agent selling a home with death on the property, you must disclose this information. But per California civil code 1710.2, 你只需要披露这个信息，如果死亡发生在买家出价的三年内.

First Scenario: Representing the Seller 

So as we just discussed, 当你代表卖家并拥有清单时，披露这些信息是很重要的. 

But what if the death in the home happens after the offer has already been made and you are in escrow? It can happen and in this scenario, 您需要确保您仍然遵循正确的程序. 

Per the California civil code 1710.你只需要在出价之前披露死亡，对吧? Not the case and we’ll explain why.

你需要接近这个，就像你将任何其他交易一旦房子已经修改，而在托管. If the home had a new leaky roof or was recently flooded, 你会把这个新信息透露给买家，因为它已经影响了房子的完整性.

In this case, the death in the home is treated in the same way.  这是一个新的变量，它改变了房屋，并可能影响买家继续交易的决定. You must disclose this information. 

如果你足够幸运，买家同意继续购买, it’s crucial to document everything.

Using Addendums in the Transaction

无论何时在属性中出现重大的物质变化，记录它都是很重要的.  You can do this by using an Addendum to the contract.

When completing the addendum, be as detailed as possible. 您将希望注意到该物业已发生死亡事件，并包括发生的地址和日期. 说明买家已被告知并接受该房屋的新状况.

Then, have all parties acknowledge and sign it.  这包括你作为卖方的代理，你的卖方，买方和买方的代理. Once executed, send that change to escrow immediately. 

披露和文件的目的是限制你作为代理的责任，这些也将保护你的客户.

At the listing stage, 我们在卖方披露和多重挂牌服务的私下评论中披露了该物业的死亡情况. 

If the death occurs during escrow, we use the addendum.

如果买方发现有一个死亡的财产在托管结束后会发生什么?  What then?

Second Scenario: After Escrow Closes

由于需要公开和文档，您可能想知道这是如何发生的. 虽然这不是通常的情况，但有一个实例可以发生这种情况.

我们指的不是任何已经超过三年的房产.  Technically the death does not have to be disclosed. 

However, 我们建议总是在披露方面犯错——当试图成为一个有信誉的代理人时，诚实比隐瞒事实要好.

As we discussed, 如果是在3年内，则需要披露该财产上的死亡, although there is one exception.

这条规则的一个例外是当房子被没收或银行拥有的财产. 因为银行不可能合理地知道房子里发生了什么, 他们可以免于披露最近3年内死亡的规定.

Unfortunately, there isn't much that can be done at this point. 如果买家发现信息太多，无法留在房子里,  they can always choose to sell the house and move.

As an agent, 如果你正在积极地为你的买家寻找银行拥有的房产，你可以做一些事情来防止这种情况发生. 

ASK YOUR BUYER

在咨询期间，预先询问你的买家是否死亡的财产是一个问题. 

DO SOME RESEARCH

If it’s a deal-breaker, 一定要事先做好尽职调查，看看房子里是否有人死亡. You can check public records or ask the neighbors.

采取这些简单的步骤将确保你与你的买家在同一页，可以防止更大的问题发展以后. 

Final Thoughts on How to Handle a Death in the Property

不得不处理财产上的死亡从来都不是理想的情况. 但知道当你面对这种情况时该怎么做会让一切变得不同.

无论你代表的是买方还是卖方，达成交易的关键是适当的披露. 

Death in a property will not be a deciding factor for all buyers. Make it a practice to ask your client before you start looking at houses.  总会有买家愿意忽略这一重要事实.

Remember, a death in the property does not mean the death of the deal.